Lessons in Perspective & Financial Direction

THE ADVISER MONTHLY | FEBRUARY 2021

VOLUME I. ISSUE 2.

THIS MONTH'S STORY

Have you heard the story about the black dot?

Here it goes:

One day, a professor entered the classroom and announced a surprise test. Hearing this, his students got anxious and started thinking about what would come up in the test. The professor distributed the question paper, with the front side facing down.

After handing over the papers to all the students, he asked them to turn the page and start the test. To everyone’s surprise, there were no questions on the test paper.

There was just a black dot in the centre of the page. Everyone was surprised and looked at the professor in confusion. The professor told the students:

“I want you to write a few lines about what you see on the paper.”

All the students were stupefied but since they didn’t have a choice, they started writing the answer. Once everyone was through with the test, the professor collected all the answer sheets and started reading out each answer aloud in front of the whole class. Without an exception, all the students had written about the black dot, mentioning its position, size, and so on.

Looking back; moving forward.

There’s a story about resilience that’s not often told. And that story is one of ours as a country. For despite the challenges brought on by the pandemic, we have learned to live in the new world and have discovered the things that are important to us. This is an article about what makes us Australians amid adversity.

The visions before you.

If you can design your future, what would it look Like? We have many mechanisms that help us set our goals and plan our day but these are not often as powerful as really envisioning our future. Vision boards have been around for many years and some of the most accomplished people we know today are proof that they work. The question is: does your vision board tell your future story? Find out.

The indian alliance.

The bitter trade relations between Australia and China has brought India into the mix. With its projected post-pandemic economic recovery at 11%, it is poised to become the 5th largest economy in the world – an attractive prospect for Australia. But India is still an emerging economy. What will the Australian government look to do?

The royals of the web.

We’re certain that you’ve visited Google, YouTube, and Facebook. We know that you may also have visited Twitter, Wikipedia, and Instagram. These websites currently dominate the web in terms of traffic. What’s the rest? Whose the dominant player? We know that regulators have their eyes wide open. But can they stop growth? Or can we? Check these infographics.

Surviving with grace.

Here’s an inspiring start to 2021. Grace Tame became a household name and a beacon to those who have and who are quietly suffering from sexual abuse. A survivor and now an advocate, she sums up her story with the perfect motto: eat your fear. She is 2021 Australian of the Year – the first Tasmanian to be awarded such – and this is a glimpse of her story.

The smart spender.

If 2020 taught us anything, it’s that we need to ensure that we save for a rainy day. However, becoming aware of your money mindset is an important first step towards taking control of your finances. This article discusses the saving behaviour of Australians and also answers the question: how much should you have in your savings?

The vaccine economy.

COVID-19 vaccinations in the United States are now more than 1 million per day. As this pace continues, there is hope that soon, the economy – global and otherwise – will regain its momentum. Unemployment will decrease as businesses remobilise and people will feel certain and assured that soon, the world will see the light of day again.

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